Privacy Policy

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Version Two Media Ltd

(Websites: www.debtreliefam.com, , www.seniorschoice.com, , www.homeimprovement-discount.com)

Last Updated: 18th March 2026

1. Introduction

Version Two Media Ltd (“Company”, “we”, “us”, or “our”) operates the above websites (the “Sites”).

We are a marketing and lead generation company, not a lender, insurer, or service provider. We collect consumer information and connect users with third-party companies offering services related to:

Debt relief

Life insurance

Home improvement services

This Privacy Policy explains how we collect, use, share, and protect your information, and your rights under applicable US laws, including the California Consumer Privacy Act (CCPA/CPRA).

2. Information We Collect

We collect information in the following ways:

A. Information You Provide When you complete a form or interact with our Sites:

• Full name
• Email address
• Phone number (including mobile)
• ZIP/postal code
• Date of birth or age range
• Financial or home-related information (e.g., debt level, insurance interest, property details)

B. Automatically Collected Information

• IP address
• Device type, browser, and operating system
• Pages visited and time on site
• Referral URLs and tracking parameters (UTMs, click IDs)
• C. Information from Third Parties

We may receive data from:

• Advertising partners (e.g., Meta, Google)
• Data enrichment providers
• Lead validation services

3. How We Use Your Information

We use your information to:

• Match you with relevant third-party providers
• Sell and distribute your lead to participating companies
• Contact you (directly or via partners) about products/services
• Operate, improve, and optimize our Sites and campaigns
• Prevent fraud and ensure compliance
• Comply with legal obligations

4. How We Share Your Information

We may share your information as follows:

A. Lead Buyers (Core Business Model)

By submitting your information, you agree that we may sell or share your data with up to two (2) third-party companies, which will be:

Clearly identified in the consent (TCPA) statement at the point of submission

Authorized to contact you via phone, SMS, email, or automated systems

These companies may offer services different from those advertised on our Sites.

B. Service Providers

We may share data with vendors who help us operate our business, including:

• Hosting providers
• CRM and tracking platforms (e.g., Leadbyte, RedTrack, etc.)
• Analytics providers
• Communication tools

C. Legal & Compliance

We may disclose information if required to:

• Comply with laws or legal processes
• Enforce our Terms
• Protect rights, users, or business integrity

5. TCPA & Consent to Contact

By submitting your information via our Sites, you provide express written consent for us and our marketing partners to contact you via:

• Telephone (including mobile)
• SMS/MMS messages
• Email
• Automated dialing systems
• Pre-recorded or artificial voice messages

This applies even if your number is on a Do Not Call registry.

Consent is not required to purchase any goods or services. You may opt out at any time by:

Following unsubscribe instructions, or

Replying “STOP” to SMS messages

6. Data Retention

We typically retain data for 12–24 months depending on business needs, from the date of collection. We may retain data longer if necessary to:

• Comply with legal obligations
• Resolve disputes
• Enforce agreements
•  Recommendation:

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7. Your Privacy Rights (CCPA/CPRA)

If you are a California resident, you have the right to:

A. Right to Know

• Request details about:
• What personal data we collect
• How we use it
• Who we share/sell it to

B. Right to Delete

• Request deletion of your personal information (subject to legal exceptions)

C. Right to Correct

• Request correction of inaccurate data

D. Right to Opt-Out of Sale/Sharing

• You have the right to opt out of the sale or sharing of your personal information.

E. Right to Non-Discrimination

• We will not discriminate against you for exercising your rights.
• How to Exercise Your Rights

You may submit requests via:

Email: ccpa@versiontwo.io

Webform: ww.versiontwo.io

We may need to verify your identity before processing requests.

8. Cookies & Tracking Technologies

We use cookies and similar technologies to:

• Track user behavior
• Measure ad performance
• Optimize marketing campaigns

This may include:

• First-party cookies
• Third-party cookies (e.g., Google, Meta)
• Pixels and tracking scripts

You can control cookies through your browser settings.

9. Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your information.

However, no system is 100% secure, and we cannot guarantee absolute security.

10. Children’s Privacy

Our Sites are not intended for individuals under 18.

We do not knowingly collect data from minors.

11. Changes to This Policy

We may update this Privacy Policy from time to time.

Changes will be posted with an updated “Last Updated” date.

12. Contact Information

Version Two Media Ltd

Email: contact-us@versiontwo.io

Address: 103 Farringdon Road, London. EC1R 3BS United Kingdom